Whether you are buying, or remortgaging, whether it is your own own home, or a Buy to Let property, lenders will be looking to see how you have managed your finances previously before they will consider lending their money to you.
Some lenders will be really strict when it comes to previous late payments or other issues. However some lenders are far happier to lend if you have had arrears, disputes, defaults, court judgements,
bankruptcy, an IVA, or Debt Management Plans etc.
The key to being successful is the right advice and the right preparation.
Having submitted 1000s of credit checks with lenders over the years we consider ourselves experts at it. So we have put together this
guide to help share our knowledge, so you can get the best chance of success with your new mortgage.